The climate report your real-estate agent won't show you
Federal data, expert analysis, action recommendations. Delivered to your inbox in 5 minutes.
Live Sample Report
See the actual 12-page report for Miami, FL
This is a real report generated with live federal data. Every section is what your $19 purchase delivers — only the address and customer name would be yours.
Live preview · auto-updated when federal data refreshes
Competitive Matrix
How we differ from Zillow's climate tab
A direct feature comparison — no spin.
Two ways to underwrite any US address
Choose your level of due diligence
Same verified federal data, two depths. Pick the one that matches your buying stage.
Full Report
Tier L2
12-page address-level deep dive delivered in minutes.
- Five-hazard score breakdown (flood, wildfire, hurricane, earthquake, heat)
- 30-year federal climate projections (FEMA, NOAA, USGS, EPA)
- Insurance premium estimate (range) based on state DOI filings
- Clear buy / negotiate / walk-away verdict, not a single ambiguous score
- 3 comparable lower-risk neighborhoods within 25 miles
- Saves you 6+ hours of digging through FEMA, NFIP, NRI and NOAA on your own
- Explains what SFHA, BFE, EAL and residual-market mean in plain English
- Single PDF you can hand to your partner, agent, or inspector in one share
Best for: pre-offer sanity check
Delivered: 5 minutes after payment
Federal data: FEMA, USGS, NOAA, USDA, EPA
Pre-Purchase Audit
Tier L3
Adds parcel-level flood evaluation, state insurance-market context, claim history, and a negotiation brief on top of the $19 report.
- Everything in the $19 Full Report
- Parcel-level FEMA flood zone + BFE considerations (point-in-polygon)
- State insurance market pressure + admitted-carrier density
- Premium Strain Index (% of county median income, vs. 5% unaffordable line)
- 10-year NOAA Storm Events claim history for the ZIP
- Negotiation leverage brief with 3-5 specific, evidence-backed asks
- Optional free connection to a licensed independent broker in your state
- Saves you from discovering an uninsurable address after you've gone under contract
- Removes guesswork on what to ask for in repairs, credits, or price reduction
- Analyst editorial sign-off so you can show your agent or lender a reviewed work product, not a raw export
Best for: under-contract buyers
Delivered: 24-hour analyst turnaround
Includes: editorial sign-off + 7-day refund
Verified Feedback
What buyers say
"Helped me negotiate more realistically once I saw the flood and insurance exposure clearly."
Verified buyer · Florida
"The insurance estimate alone changed the math of the deal."
Verified buyer · California
"Clear, actionable, and grounded in real public data."
Verified buyer · Texas
Frequently asked questions
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Climate intelligence. Delivered in minutes. Backed by federal data. Two tiers, one funnel: run a free address lookup, then unlock the depth that fits your buying stage.